Do you text and drive? Your car insurance may go up

CNN - If you text and drive, it could cost you.

Arity, a unit of insurance giant Allstate, is tracking in-car smartphone use so that insurance companies can
either punish or reward drivers, depending on how they use their phone while driving.

The technology works by using the smartphone's accelerometer and gyroscope to sense whether the device is being moved -- likely in a driver's hand -- or lying flat on a surface. Arity can also tell whether the phone is unlocked and apps are being used.

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